Effective Date: 22-JAN-2025
Prathamik Shikshak Banking is committed to protecting the privacy and data security of users of our financial services applications. This Privacy Policy explains how we collect, use, disclose, and protect information related to the financial app developed by NEWSOFTAID COMPUTER PRIVATE LIMITED and deployed for Prathamik Shikshak. This policy complies with applicable laws and regulations, including GDPR and CCPA.
Scope
This Privacy Policy applies to the app branded as Prathamik Shikshak Banking, developed by NEWSOFTAID COMPUTER PRIVATE LIMITED and made available through Prathamik Shikshak. By using the app, you consent to the data practices described in this policy.
Information We Collect
1. Personal Information:
We may collect the following personal data:
- User Identification Data: Biometric data (e.g., fingerprints).
- Financial Data: Account numbers, transaction history and account statements.
2. Non-Personal Information:
We may also collect non-identifiable information such as:
- Network Data: Wi-Fi and network status required for app functionality.
How We Use Your Information
We use your data to:
- Facilitate secure access to financial services and user accounts.
- Provide app features, including account statements, password management, and notifications.
- Improve app functionality and enhance the user experience.
- Comply with legal, regulatory, and security requirements.
Sharing Your Information
We share your information only in the following circumstances:
- With the Client: To deliver financial services and support the app’s functionality.
- With Third-Party Service Providers: We use various third-party libraries and services to enhance the app's functionality. These include:
- Connectivity Plus: Used to check network connectivity and ensure the app operates properly by monitoring the user's connection status.
- Flutter Secure Storage: Used to securely store sensitive data, such as user authentication tokens, locally on the device, ensuring that the data is encrypted and protected.
- Provider: We use the `Provider` package to manage app settings such as theme and language preferences through the `AppSettingsChangeNotifier`. This allows us to customize the app's theme and language settings based on user preferences. The data handled by this provider is limited to user preferences (such as theme and locale) and is not shared with third parties.
- HTTP: Used to make network requests, including for financial transactions and account management, where your data may be transmitted over the network.
- Another Flushbar: Displays notifications and alerts, storing temporary information related to alerts but not any personal data.
- Easy Localization: Helps with language preferences and localization, without collecting personal information.
- Local Auth: Provides biometric authentication (e.g., fingerprint, face recognition) for secure login, handling biometric data only for authentication purposes.
- Pin Input Text Field: Secures PIN code input, ensuring that sensitive data is handled securely without storing data unless explicitly allowed by the user.
- URL Launcher: Opens external URLs from within the app, which may be associated with third parties who may have their own data policies.
Ownership and Data Processing Rights
The mobile app is owned by Prathamik Shikshak. Prathamik Shikshak has engaged NEWSOFTAID COMPUTER PRIVATE LIMITED to develop and publish this app. It is essential to clarify that NEWSOFTAID COMPUTER PRIVATE LIMITED does not hold any rights over data processing, storage, or control within the mobile app. All user data collected, processed, or stored within this mobile app is the sole responsibility of Prathamik Shikshak. Any data processing activities and data storage are fully controlled by Prathamik Shikshak.
Permission Policy
In order to provide a seamless experience and enable key features within the financial services app, we request the following permissions from your device:
- Access to Internet:
<uses-permission android:name="android.permission.INTERNET" />
- Access to Wi-Fi and Network State:
<uses-permission android:name="android.permission.ACCESS_WIFI_STATE" /> and <uses-permission android:name="android.permission.ACCESS_NETWORK_STATE" />
- Biometric Authentication for Secure Login:
<uses-permission android:name="android.permission.USE_BIOMETRIC" /> and <uses-permission android:name="android.permission.USE_FINGERPRINT" />
Data Security
We implement robust security measures, including:
- Encryption: Protecting sensitive data during transmission.
- Biometric Authentication: Ensuring secure user access.
- Secure APIs: To prevent unauthorized access.
While we strive to safeguard your information, no method of data transmission or storage is completely secure. Users are encouraged to report suspected security vulnerabilities immediately.
Your Rights
As a user, you have the following rights concerning your personal information:
- Access and Rectification: Request access to your data or correct inaccuracies.
- Data Portability: Receive your data in a portable format.
- Consent Withdrawal: Withdraw consent for data processing where applicable.
- Opt-Out: Opt-out of data processing for targeted services (e.g., under CCPA).
To exercise your rights, contact:
Changes to this Privacy Policy
We reserve the right to modify this Privacy Policy at any time. Changes will be effective immediately upon posting on our website, app, or Play Store. We encourage you to review this Privacy Policy regularly for updates.
Contact Information
For questions or concerns about this Privacy Policy, reach out to: